Whatsapp New Feature Introduced 2018
In India First time The new feature, available for select WhatsApp beta users on iOS and Android,send and receive money using the Indian government’s Unified Payments Interface (UPI) standard. This feature is available on WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android. Considering the large user base of the messaging app in India, the payments platform’s integration may give he shortcut for Payment shows up in the list of Attachments that you see alongside Documents, Gallery, Audio, Location, and Contact. Tapping on “Payment” takes you to the linking of your UPI account. If you haven’t made a UPI account earlier, that will have to be done on the UPI app or on the bank’s website.
You can then select your preferred bank account to connect with UPI. Notably, you will be asked to create an authentication pin if you haven’t yet used the UPI payments platform. Additionally, you will have to create a UPI account (if you don’t have one previously) through the UPI app or your respective bank’s website/ app.
A report by FoneArena adds that both the sender and receiver need to have the WhatsApp Payments feature to successfully transact on the messaging app. Users have reportedly been facing issues linking their bank accounts to the app, although this is expected from a feature available in beta.
WhatsApp has been known to be considering a UPI-based payments platform since July 2017. The feature was also spotted on an Android beta version back in August last year. Ever since UPI was announced by the government, players like Samsung, Zomato, Google, and, now, WhatsApp have been looking to incorporate it on to their existing hardware and software products.
The approval to integrate WhatsApp with UPI was given in July 2017, and while Tez from Google did so well in the easy payments through UPI, WhatsApp having its payments option will have a big advantage of having 1.5 billion users already.
We will keep you updated with the developments but for now, it is the WhatsApp 2.18.41 version that we are using and in which the feature got available, but we think it is only limited to select user accounts and not for a particular app version